Episodes

This episode of the First Time Property Investor podcast is for Australians who want to invest in property but feel stuck between analysis paralysis, conflicting advice, and the fear of making an expensive mistake. In this episode, your hosts unpack why waiting feels safe, the hidden costs of delaying, and how the market can move while you’re on the fence. You’ll learn the difference between a healthy pause and waiting by default, plus practical ways to pressure test risk, buffers, and remember ...

This week's episode introduces the “Go To Sleep Framework,” a five-step process to help first-time property investors decide if they’re ready to invest in a way that feels safe and sustainable as property gets more expensive. Want to connect with us? ➜ https://linktr.ee/ftpi.pod 00:00 Introducing the Go To Sleep Framework 00:50 Step One: Vision 03:58 Step Two: Lifestyle Tradeoffs 07:15 Step Three Cash Flow Reality Check 11:34 Step Four Savings Buffer 13:54 Step Five Insurance Basics 18:3...

Today we speed-run 20 of the most common questions first-time investors are asking ChatGPT, cutting through the fluff with real-life insights you can use today. Want to connect with us? ➜ https://linktr.ee/ftpi.pod 00:12 Buy Now or Wait 00:48 Negative Gearing Reality 01:16 Borrowing Power Basics 02:05 Using Home Equity 02:59 IO vs P and I Loans 04:40 True Holding Costs 06:33 Estimating Rent Properly 08:02 Deposit and LMI Strategy 09:12 Tax Claims and Deductions 11:22 Depreciation Sche...

The episode unpacks how interest rate hikes and proposed capital gains tax discount changes may affect first-time property investors, arguing many headlines create unnecessary fear. Skye warns landlords against matching rate rises with sharp rent increases because tenants now have more choice and even short vacancies hurt returns. Pete explains preparing investors with conservative cashflow planning, stress-testing rates above current levels, and keeping at least six months’ buffer. They also di...

The hosts discuss why first-time investors often miss good opportunities in a fast market by panicking over “red flags” that are frequently manageable. They explain how items flagged in building and pest reports can often be costed and negotiated while stressing the importance of using an independent, reputable inspector. They also cover financial conditions that may not be red flags: a slightly more expensive home loan can be worth it if a faster lender improves your chances in competitive offe...

Welcome to the First Time Property Investor Podcast! In this reboot episode, the hosts unveil their exciting new direction, transitioning from the 'Toxic Property' podcast to the 'First Time Property Investor' podcast, or FTPI for short. They discuss the motivation behind the rebrand, aiming to cater specifically to first-time and relatively new property investors. The hosts emphasise the importance of realistic expectations, financial choice over financial freedom, and the value of having the ...