Aug. 28, 2025

EP24 - Home Guarantee Scheme Changes: Are First Home Buyers Saved, or Screwed?

EP24 - Home Guarantee Scheme Changes: Are First Home Buyers Saved, or Screwed?
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In this episode, we discuss whether recent government changes and interest rate cuts will save or screw first home buyers. We break down the first home guarantee scheme, recent price cap increases, the implications for the rental market, and the potential impact on both first home buyers and investors. With details on how to stack benefits and take advantage of new opportunities, we analyse the slim window of opportunity for buyers and the longer-term market repercussions.


00:00 Introduction: Are First Home Buyers Screwed or Saved?

00:25 Interest Rate Cuts and Their Impact on Borrowing

02:05 Rental Market Trends and Tenant Expectations

05:36 Changes in the First Home Guarantee Scheme

07:19 Government's Role and Economic Implications

11:46 Price Cap Increases Across Australia

23:32 Investor Strategies and Market Predictions

32:19 Conclusion: The Future for First Home Buyers


Find out what's changing at Housing Australia.


Connect with us

⁠Imtiyaz Rather⁠ - Principal Mortgage Broker 🤓 -⁠⁠⁠⁠ ⁠Hack Mortgages⁠

⁠⁠⁠⁠⁠⁠⁠Skye Taylor⁠ - Director 💅 - ⁠⁠⁠⁠⁠Taylored Property Management⁠

⁠⁠⁠⁠⁠⁠⁠Peter Theodorou⁠ - Buyers Agent 🕺 - ⁠⁠⁠⁠⁠Mindset Property⁠